Zero Down Construction Loans: Are They Legit in 2025?

[King.HaroldSmith]

Hey everyone, I’ve been seeing ads for zero down construction loans lately and I’m wondering if these are actually legit in 2025? It sounds great, but I’m skeptical about hidden costs, higher interest rates, or stricter qualifications. Has anyone here gone through the process recently or know someone who has? Are there any downsides or red flags to watch for? Appreciate any insights before I get in too deep.

 

[bigBucket]

I’ve looked into a few of those zero down offers and some are legit but come with tighter approval rules and higher interest rates. Definitely read the fine print and watch for hidden fees.